Financing and lending
Appraisal reports for purchase, refinance and private lending, prepared with institutional underwriting and risk considerations in mind.
Real estate appraisals for the decisions that matter. Based in Toronto. Working across Ontario.

Professional judgment.
At every stage.
Appraisal reports for purchase, refinance and private lending, prepared with institutional underwriting and risk considerations in mind.
Assignments with precise effective dates and documentation, prepared for reliance in planning, compliance and review.
Independent valuations for dispute resolution and legal proceedings, where objectivity and defensibility decide the outcome.
Valuations that account for market exposure, property condition and non-typical sale conditions.
Residential and select commercial assignments, supported by market evidence and experienced professional judgment.

Detached homes, condominiums, townhouses and multi-residential properties. Each understood in its local market.

Office, retail, mixed-use and income-producing properties. Assignments accepted within the team’s scope and competency.
The firm
A principal-led appraisal practice built around a straightforward commitment: clear advice, careful analysis and conclusions you can rely on.
Get to know the firmWe define the intended use, users and scope before the work begins. Every assignment has a clear foundation.
Property research, relevant market data and considered methodology inform our professional judgment.
AIC-designated leadership and supervised Candidate Members bring accountability to the inspection, analysis and review.

From neighbourhood streets to regional markets. Serving Toronto, the GTA and communities across Southern and Central Ontario.
Find your coverage areaCreate an account and submit the address, purpose and any documents. You can also call or email the office.
You receive a fee and a delivery date. Accept it by signing the engagement letter online.
We book the site visit, prepare the report and review it. It is delivered to your file, where you can track each step.
Straight answers about the firm, the people and how an appraisal works.
Emadi Appraisals Ltd. is a principal-led, independent appraisal firm at 354 Davenport Road, Suite 301, Toronto. It is led by Mehrnaz Emadi, P.App., CRA, with senior valuation oversight from Howard Sebastian Christie, AACI, P.App., who brings more than 20 years of experience in municipal assessment, private-sector appraisal and consulting.
Residential properties (detached, semi-detached, condominium, townhouse, duplex and triplex homes, and vacant residential land), small apartment buildings and investor-owned rentals, and, within defined scope, mixed-use, retail, office, industrial and development land.
Mortgage financing and refinancing, private and alternative lending, estate, probate and capital gains reporting, retrospective valuations, matrimonial and litigation matters, power of sale, new construction and development, insurance replacement cost, and investment portfolios.
We prepare reports for major Canadian banks, credit unions, trust companies, alternative and private lenders, mortgage investment corporations and appraisal management companies, developed with institutional underwriting requirements in mind.
All work follows the Canadian Uniform Standards of Professional Appraisal Practice (CUSPAP) and the requirements of the Appraisal Institute of Canada. Every report is reviewed by a designated appraiser before it is released.
Toronto and the GTA, including York, Durham, Peel and Halton, plus Hamilton, Niagara, Waterloo, Wellington, Simcoe and Central Ontario. Our wider reach extends east to Kingston and west to London.
Submit a request online at https://emadi.app, call (416) 888-0909 or email info@emadiappraisals.com. You receive a fee and delivery date, accept by signing the engagement letter online, and follow the file until the reviewed report is delivered. Service is available in English and French.
Let’s discuss your property